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According to the terms of an agreement setting up an Irrevocable trust, it won’t be legally possible to change, alter, modify or revoke the trust once it has been created. Once property and other assets have been placed in an irrevocable trust, it is not possible for the trust maker or any other person to remove any assets from it.
Survivorship life insurance can be held in an irrevocable trust. It is possible to use this type of life insurance for estate tax planning with large estates. A trust maker may want to discuss this with a tax professional. This type of insurance policy in an irrevocable trust could provide significant negative tax consequences.
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